LEGAL DISCLAIMER:

*Zero Down, No Payment for 59 Days Program Details: Offer only available to those who are approved by Balboa Capital Corp. Businesses under 2 years old are subject to maximum loan amounts. All applicants are subject to review under Balboa Capital Corp’s standard application, underwriting and credit approval process. Rates and Terms are subject to change or cancellation at any time. Offer only available while supplies last. Offer may be modified or cancelled at any time, in Ryder’s sole discretion, without notice. Some additional restrictions may apply. Valid for purchase transactions only. Except for combining the delivery and 59 day no payment promotions listed together on this promotional offer, this offer cannot be combined with other offers, promotions or discounts. This offer is not available for refinance transactions. All sales are subject to the terms and conditions of Ryder’s Bill of Sales and limited warranty. Any information provided to Balboa Capital Corp. will be handled in accordance Balboa Capital Corp’s confidentiality and document retention policy, if any. Designated trademarks and brands are the property of their respective owners. Valid only in the US.All rights reserved. © Ryder and Ryder Logo are registered trademarks of Ryder System, Inc. Ever better is a trademark of Ryder System, Inc. Copyright © 2020 Ryder System, Inc.

**Terms & Conditions: Offer only for select Ryder Certified and Ryder DOT Verified vehicle purchases. Applicable vehicles remain subject to Ryder’s sole discretion. Valid only in the United States. Offer is only available to Customers that apply and receive Lender approval through June 30, 2022. Not all applicants will qualify for financing. Lender applications processes and qualifications vary. All finance programs and rates are subject to final approval by the Lender and can be cancelled or modified at any time without notice to Customer or Ryder. Some additional restrictions may apply. Finance programs and rates are valid for purchase transactions only. Offer is not available for refinance transactions or in connection with other offers or promotions. All finance programs and rates are subject to final approval by the applicable Lender and are subject to change at any time without notice to Customer or Ryder. Lender can mean: Mission Financial Services, Navitas Credit Corp., Keystone Equipment Finance Corp., and/or CIT Group Inc. (“CIT”). © 2020 CIT Group Inc. All rights reserved by CIT. CIT and the CIT logo are registered trademarks of CIT Group Inc. All sales are subject to the terms and conditions of Ryder’s Bill of Sales and limited warranty. Designated trademarks and brands are the property of their respective owners. Ryder and Ryder Logo are registered trademarks of Ryder System, Inc. Copyright © 2020 Ryder System, Inc. All rights reserved. This promotion can be canceled or modified at Ryder’s sole discretion.

***This offer is valid only for Vehicle purchase transactions in the United States. Not all Ryder Vehicles are eligible. Ryder may cancel or alter the program and any offers or discounts

herein at any time in its sole discretion. In order to be eligible for this program and for any discount or offer to apply: (i) Vehicle must` be ten (10) calendar years or newer and (ii)(a) if
such Vehicle is a Class 3-7 Vehicle, GVW of 10,001-33,000 lbs, mileage must not exceed 350,000 miles; or (b) if such Vehicle is a Class 8** Vehicle, GVW of 33,001 lbs or more, mileage
must not exceed 900,000 miles. Trailers are not eligible for promotions, discounts or any offer under this program. Pricing and availability may vary depending on geographical
location. Rates and offer are subject to change at any time. Discounts apply only when purchasing both a Premium 2000+ warranty and a prepaid Ryder SelectCare program during
initial purchase of Vehicle, no further discount will be applied to Vehicle after purchase. Twelve (12) month, twenty four (24) month, and thirty six (36) month contract periods
are available for both Premium 2000+ warranty and prepaid Ryder SelectCare. The contract period for both Premium 2000+ warranty and prepaid Ryder SelectCare must run
coterminous for any discounts or offers to apply (i.e. you cannot have one run 12 months and the other 24 months). Discount will vary based on the contract period for Premium
2000+ warranty and prepaid Ryder SelectCare. Some additional restrictions may apply. Premium 2000+ is neither affiliated nor acting on behalf of Ryder. Premium 2000+ and Ryder
each make their own business and offerings decisions. All sales are subject to the terms and conditions of Ryder&’s Bill of Sales and limited warranty. Designated trademarks and
brands are the property of their respective owners. Ryder and Ryder Logo are registered trademarks of Ryder System, Inc. Copyright © 2020 Ryder System, Inc. All rights reserved.

Advertised discount of up to $2,500 is based purchase of a Class 8 Vehicle, GVW of 33,001 lbs or more, on a thirty six (36) month Premium 2000+ warranty and thirty six (36) month
prepaid Ryder SelectCare contract.

****Offer expires December 31, 2022. Valid only in the U.S.. This program is subject to final approval and can be canceled and modified at any time without notice. Valid for purchase transactions only. Only valid on Ryder Certified & Ryder DOT Verified used vehicles and cannot be applied to previous sales. Not all Ryder assets are eligible. Discount is only valid while supplies last and are subject to availability. Discount is valid on retail sales only. Offer may not be available in connection with other offers or promotions. A valid Military ID, Veteran ID or DD Form 214 must be presented at time of sale. All discounts subject to final approval at Ryder’s discretion. All sales are subject to the terms and conditions of Ryder's Bill of Sales and limited warranty. All rights reserved. © Ryder and Ryder Logo are registered trademarks of Ryder System, Inc. Ever better is a trademark of Ryder System, Inc. Copyright © 2020 Ryder System, Inc.

*****Insurance products offered and serviced by REIN Connected Insurance Agency, LLC, a licensed insurance producer in all US states (CA license # 0L70741). Insurance products not available to all persons in all states. Coverage subject to actual policy terms and conditions, policy limits less any deductibles, and applicable exclusions. Coverage, eligibility, discount amount and availability, quote delivery time, and terms and conditions may vary by state, coverages required, and/or participating insurance carrier providers. REIN Connected Insurance Agency, LLC is organized in Massachusetts, and its principal place of business is at 6 Mill & Main Pl., Suite 300, Maynard MA 01754.