Mechanics working a truck

Fleet Protection You Can Rely On

Ryder Physical Damage Protection goes beyond commercial auto insurance. We help you save time and stress if the unexpected happens. We can quickly get you back on the road with Ryder’s physical damage protection coverage that includes no hassle claims handling, GAP, windshield deductible waiver, expedited access to replacement vehicles, free Pro-Tread driver safety online training courses that are customized to your unique needs, and monthly installments included within your lease payments.

Physical Damage Protection

When you partner with Ryder to protect your fleet, you minimize risk, control costs, and keep the wheels of your business moving forward. Ryder’s protection plans go beyond insurance to reduce the business disruption and protect your fleet. Ryder’s Physical Damage Protection plan covers your leased vehicle(s) for damages related to Collision or Comprehensive losses.

  • Gap coverage included in the event of total vehicle loss
  • No down payment or finance charges
  • Easy monthly installments as part of your Ryder lease payment
  • Safety services to help reduce collisions


Most physical damage policies only cover your vehicle’s market value in the event of a total loss. With Ryder Gap Protection, you save more by covering the difference between the book value and the market value of your vehicle.

  • Included in the Physical Damage Protection Program
  • Can be purchased as a stand-alone offering

Let Us Know How We Can Help

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